Prototyping Financial Empathy

Prototyping Financial Empathy

Introduction

Introduction

In a live design sprint with Members Development Company, Nobleza collaborated with Signal & Cipher and a cohort of credit union executives to prototype a speculative fintech concept called “Future You.” The shared goal: explore how AI and time-shifted storytelling could encourage healthier financial habits through emotionally resonant, behaviorally informed design.

Year

2024

Industry

Finance, Enterprise, Fintech, B2B, B2C

Scope of work

/

Web Design

Introduction

In a live design sprint with Members Development Company, Nobleza collaborated with Signal & Cipher and a cohort of credit union executives to prototype a speculative fintech concept called “Future You.” The shared goal: explore how AI and time-shifted storytelling could encourage healthier financial habits through emotionally resonant, behaviorally informed design.

Year

2024

Industry

Finance, Enterprise, Fintech, B2B, B2C

Scope of work

/

Web Design

Challenge

Challenge

Challenge

One day. One room. One shot to move an industry.

MDC brought together credit union leaders for a 12-hour sprint to imagine the future of financial wellness. The challenge wasn’t just speed—it was meaningful synthesis. Nobleza’s role: extract insights in real time, blend behavioral science into the creative process, and build a tangible prototype that could resonate both emotionally and strategically.

Solution

Solution

Solution

We turned behavioral insight into immersive storytelling.

In under a day, Nobleza led the design and delivery of a fully functional speculative prototype. The solution centered on “Future You”—an AI-powered platform where users receive messages from older versions of themselves, prompting reflection on financial decisions and long-term well-being. What we delivered: • Core Concept—A speculative platform rooted in behavioral finance and time-shifted self-reflection, designed to nudge better financial habits through AI-powered storytelling • Visual Assets—Brand identity and logo, experience diagrams, UI prototypes, onboarding flows, podcast key art, and landing page—all built to activate the concept quickly and cohesively • AI Components—Scripted onboarding journey, AI-generated video where an older self guides the younger self, voiceover narration to create emotional resonance

Outcome

Outcome

Outcome

A prototype that made the future personal.

“Future You” proved that fintech innovation doesn’t have to be cold or clinical. The prototype demonstrated how AI can drive not just automation, but empathy—creating emotionally resonant experiences that motivate behavioral change. In a single day, credit union leaders saw a fully realized concept come to life, illustrating the power of rapid prototyping that blends psychology, storytelling, and emerging tech. The result: a proof of concept that inspired new ways of thinking about financial services—opening the door to more human-centered fintech.

Ian Beacraft

Signal and Cipher

Incredible team! They delivered exactly what we needed, on time and beyond expectations.

Ian Beacraft

Signal and Cipher

Incredible team! They delivered exactly what we needed, on time and beyond expectations.

Ian Beacraft

Signal and Cipher

Incredible team! They delivered exactly what we needed, on time and beyond expectations.

Tell us where where you're headed.

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Let’s map what’s next.

We’d love to hear what you’re building— and explore how structured collaboration can support it.

Direct connection.

You’ll speak with a senior partner—no layers, no handoff.

Clarity on next moves.

We’ll outline potential pathways, scope, and investment—so you can decide with context, not guesswork.

Founder & Client Partner

at Nobleza

Aarón Muñoz

Tell us where where you're headed.

By submitting, you agree to our Terms and Privacy Policy.

Let’s map what’s next.

We’d love to hear what you’re building— and explore how structured collaboration can support it.

Direct connection.

You’ll speak with a senior partner—no layers, no handoff.

Clarity on next moves.

We’ll outline potential pathways, scope, and investment—so you can decide with context, not guesswork.

Founder & Client Partner

at Nobleza

Aarón Muñoz

Tell us where where you're headed.

By submitting, you agree to our Terms and Privacy Policy.

Let’s map what’s next.

We’d love to hear what you’re building— and explore how structured collaboration can support it.

Direct connection.

You’ll speak with a senior partner—no layers, no handoff.

Clarity on next moves.

We’ll outline potential pathways, scope, and investment—so you can decide with context, not guesswork.

Founder & Client Partner

at Nobleza

Aarón Muñoz